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Key Benefits
Why choose Finnova?

No Cost / Low Cost EMI

Instant Loan Approval

Paperless Transaction

IVF Couple

Preparing to become parents was overwhelming - the procedures, the wait and especially, the cost. We were in two minds till our doctor suggested Finnova’s smart EMI option. We got the loan instantly. ...

- Jitendra and Priya Bhargav

Heart Surgery

My father needed a pacemaker and our insurance cover was for ₹ 3 lakh. The treatment, however, was for ₹ 4 lakh. It was a medical emergency we were not prepared for. We asked the hospital to help us. ...

- Prof M Srinivasan

Dental Support

I met with an accident. I needed root canal treatment and implants. The expenses were sudden and we had exhausted all the family savings on my brother’s admission in MBA. The treatment was urgent as m...

- Sumona Vishwakarma

How to Apply?

Get Your Medical Loan In
3 Quick Steps

About Us

At Finnova, we believe that access to healthcare should never be compromised due to liquidity constraints. By bridging the gap between urgent medical expenses and limited or no insurance coverage, Finnova enables hospitals and patients to maintain continuity of care without funding shortfalls.

With 62% of healthcare expenses in India paid out-of-pocket, households often face cash flow strain, asset liquidation, or deferred treatment. Finnova addresses these challenges by offering instant credit assessment, direct hospital settlements, and structured repayment options—ensuring treatment affordability without compromising financial stability.

Our platform strengthens the healthcare ecosystem by:

Enhancing patient liquidity through immediate financing solutions
Reducing bad debt exposure for hospitals via timely settlement
Preserving working capital for families by preventing asset liquidation
Expanding healthcare access through inclusive and transparent patient financing

Finnova Impact:

30,000+ patients supported
5,000+ partner hospitals across India
Platform developed by Volo Health Services, impacting 2.5M+ lives

Frequently Asked Questions

Any patient undergoing treatment is eligible to apply for the loan. Loan approvals are based on quick digital checks and do not require lengthy procedures.

Typically, only basic KYC documents (Aadhaar, PAN, income proof if required) are needed. The process is simple and fully digital.

Most loans are approved within minutes when the eligibility criteria are met, ensuring patients don’t face delays in starting their treatment.

Finnova offers flexible repayment options, including EMIs tailored to patient needs. Repayments can be made monthly through convenient digital channels.

No. Finnova offers zero pre-closure charges and maintains complete transparency with patients about repayment terms.

Repayments are reported like any other financial product. Timely repayment can improve your credit score, while delays may impact it.